Insurance & Fees

I am currently in-network with the following insurance plans:

  • Utah: Select Health, Aetna, DMBA, BCBS and Cigna

  • North Carolina: Aetna (Including State Health Plan) & BCBS

If I’m in-network with your plan, I’ll submit claims on your behalf.
All other clients are welcome to use out-of-network (OON) benefits if your plan offers them.

Private Pay & Philosophy of Care

Some clients choose to work with me outside of insurance to protect privacy, increase flexibility, or avoid requiring a mental health diagnosis. In these cases, payment is due at the time of service.

My clients receive more than just a weekly 53-minute session. I offer between-session check-ins, occasional last-minute openings, and a strong sense of continuity—even in chaotic seasons.

You’re not just booking time. You’re building something rooted in trust, presence, and long-term care.

 Pricing FAQs

  • Yes! I’m currently in-network with:

    • Utah: Select Health, Aetna, and Cigna

    • North Carolina: Aetna

    If I’m in-network with your plan, I’ll submit claims on your behalf.

    If I’m not in-network with your insurance, you may be able to use your out-of-network (OON) benefits.

  • My self-pay rate is $150 per 53-minute session. This rate reflects the time we spend together during sessions, as well as the between-session support I offer — including check-ins, coordination of care when needed, and thoughtful continuity through life’s transitions.

    If you’re not using insurance or out-of-network benefits, payment is due at the time of service. I also offer a limited number of sliding scale spots based on financial need — feel free to reach out to see if one is available.

  • Call your insurance provider and ask:

    • “Do I have out-of-network benefits for outpatient mental health counseling with an LCSW (Licensed Clinical Social Worker)?”

    • “What is my out-of-network deductible, and how much of it have I met?”

    • “What percentage (co-insurance) do you reimburse after I meet my deductible?”

    • “Are telehealth sessions covered?”

    • “Do I need pre-authorization for therapy?”

    If you’re unsure how to ask these questions, I’m happy to walk you through the process.

  • Yes! You can use your Health Savings Account (HSA) or Flexible Spending Account (FSA) to pay for therapy. This can reduce your out-of-pocket cost even if you don’t pursue insurance reimbursement. I also accept all major credit cards and ecclesiastical pay.

  • Here’s a step-by-step guide:

    1. Call your insurance provider
      Ask the key questions listed above to understand your coverage.

    2. Attend therapy and pay as usual
      I’ll provide you with a monthly superbill for the sessions you’ve paid for.

    3. Submit the superbill
      You can submit it via:

      • Your insurance provider’s member portal

      • Fax or mail (check your plan for details)

      • Or through free apps like Reimbursify or Better to streamline the process

    4. Receive reimbursement
      Once processed, your insurance company will mail or direct deposit your reimbursement based on your plan's details.

  • I reserve a limited number of sliding scale spots for clients experiencing financial hardship. If you’re interested in this option, I may ask for basic income and household information to determine eligibility and set a sustainable fee together.

Reach Out

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